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Custom Loan Program for Students attending an

Energy Trade School

Need Assistance?

For assistance with opening a new private education loan, please call:
844-654-5658

Key Features of Our Program

  • Rates as low as 6.99% APR*
    • 0.25% rate discount for optional enrollment in automatic electronic payment during repayment
    • Co-borrower not required, but having a qualified co-borrower could result in a lower interest rate
  • Available to U.S. citizens and permanent residents
  • Flexible repayment options, including full deferment of payments while in school
  • 3, 5, or 7 year repayment period – or repay early at anytime with NO penalty
  • A loan from a not-for-profit credit union - a lender relationship you can trust

Borrowing Limits

Students can borrow from $1,000 up to $45,000. Please note, co-borrowers may only sign on multiple loans up to $50,000.

 

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Return to finish an existing application

Interest Rates

Fixed Rate

The Annual Percentage Rate (APR) for our undergraduate private education loan is fixed1 for the life of the loan.

The current offered rate2 will be between 6.99% and 16.00% APR

 

Rate Disclosures

  1. Your interest rate is fixed and your rate and/or credit approval depends upon the credit qualifications of the student borrower or coborrower (if applicable).

  2. Your actual rate within the range stated will be disclosed upon approval. Student borrowers may apply with a creditworthy coborrower which may result in a better chance of approval and/or lower interest rate.

*If you set up auto-payments through the loan servicer, you may further reduce your rate by 0.25% when you select full repayment of principal and interest while in school or during the repayment period. However, the rate will not be reduced below any floor rate.

 

Frequently Asked Questions

Students enrolled or enrolling in a Lineman, Propane or HVAC/Energy program at the following schools:

  • Global Power Line Academy (PA)
  • Elite Lineman Training Institute
  • Lineman Institute of the North East
  • North Carolina Technical Education Center (NCTEC)
  • Northwest Lineman College
  • Pennsylvania Petroleum Association Technical Education Center (PPATEC)

Available to U.S. citizens or permanent residents.

Please see the interest rates section.

  • 0.25% rate discount for optional enrollment in automatic electronic payment during repayment
  • Co-borrower not required, but having a qualified co-borrower could result in a lower interest rate

While in school, you may choose to:

  • Make interest-only payments
  • Defer both principal and interest
  • Make full principal and interest payments

Once your three (3) month grace period ends, your loan will enter repayment based on the terms outlined below.

The repayment term is either 3, 5, or 7 years.

Apply now or call 844-654-5658 - representatives are available 24 hours a day, 7 days a week to answer your questions.

 

* APR = Annual Percentage Rate
‡ Approved programs subject to change

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